A Tale of Three Houses

or… Why (Not) File Bankruptcy The mortgage meltdown has left many clients in shock, or worse.  Do-it-yourself books, document preparers, debt reduction services, and attorneys all promise frightened homeowners an immediate fix for all of their financial problems.  However, are …

How to Save Your Home from Foreclosure

A Sub-Prime Mortgage Meltdown Survival Guide Many people faced with a possible mortgage foreclosure give up all hope, even if they have been victimized by unscrupulous lenders, mortgage brokers, or family members. Others fall victim to further scams by companies …

When Should I Call a Lawyer?

It seems that attorneys are more feared than death, taxes, or public speaking.  However, good attorneys can be found and attorneys’ fees are much lower when culinary professionals consult with them before things go completely wrong. Initially, an attorney can …

LIFO, FIFO, and the Weighted Average

What Every Farmer, Rancher, and Vineyard Owner Must Know Simply stated, there are two basic accounting systems used in the United States: Cash and Accrual.  The Cash Method of accounting recognizes income and expense when they are actually incurred.  The …